Hello dcitelecom,
I am always in favor of doing the minimum hacking and maximizing the use of the currently available functionality (as long as it proves more efficient).
As far as i remember, the A2B has an account locking feature (never used it). You can define that in the Admin interface. However, I am not sure if it could be controlled by the user, but this could be arranged through a small modification to the user portal.
You might try the lock and see if it works for you then we think how to customize it.
Let me know if this helps. Cheers,
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